The Xpress Process


How it Works

We are going to do everything in our power to make sure that your entire experience with us is stress free, happy, and satisfying. It couldn’t be any easier! Here is a step-by-step overview.

Sign up! It only takes a few minutes to fill out our simple enrollment form. Now relax, and enjoy the moment! You have taken the first step towards great credit scores.

After signing up you will receive easy instructions on getting your credit reports and sending them to us. Upon receipt of your reports we will conduct a detailed review. Every line will be analyzed. Everything that could impact your credit will be noted.

We will challenge your erroneous items with the credit bureaus, creditors, and collectors as applicable. They will send responses directly to you so you can see the results as they occur. You will forward these to us so we can monitor the outcome and continue until the goal is reached.

SEND US ANY CORRESPONDENCE. You will begin to receive correspondence from credit reporting agencies within the first 30-45 days. Simply send any correspondence to us using the labels we provide to you in your credit survival guide.

We want to make sure that you have all the tools you need to succeed. As appropriate we will provide credit score counseling, suggestions for secured credit cards, and valuable tips applicable to your situation that can further contribute to your success.

We offer a 50% spousal discount! All you have to do is sign up your spouse at the same time and they will receive a 50% discount. The discount applies to both the setup fee and the monthly fee!

It’s quick and easy to get started! We accept check by phone, bank wire, checks mailed in get started today.